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Benefits to Top up a Low Income

INCOME SUPPORT
If your income is below a certain level and you have savings of less than £16,000, Income Support may be payable.
You may be able to claim this benefit if you are either caring for 35 hours a week or more for somebody who is in receipt of Disability Living Allowance care component at the middle or higher rate, or of Attendance Allowance,
or . . . if you are a lone parent and responsible for a child aged under 12 years,
or . . . if you are pregnant and incapable of work because of pregnancy,
or . . . certain other categories of people such as students in full-time non advanced education and in one of the categories not excluded from IS. Please check to see if you come into any one of these, or other, categories.

PENSION CREDIT
You may be able to claim this allowance if you, or your partner, are aged 60 or over and your income is below a certain level. Pension Credit is more generous than Income Support and there is no cut-off at any specified level of savings. If you are aged 65 or over you may also get an extra Savings Credit.

Certain benefits, i.e. Disability Living Allowance/Attendance Allowance can give you extra Pension Credit. There is no age limit to claiming Carer's Allowance, but remember to get advice on claiming Carer's Allowance since payment may affect your Pension Credit, Employment Support Allowance or Income Support, or that of the person being cared for.

As with Income Support, you should ask the Pensions Service about additional payments if you are disabled, which are:
Severe Disability Addition
Carer's Addition



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